Vac Truck Depot offers financing options through our partner company, WC Leasing, which specializes in financial solutions for the industrial and environmental equipment industries.

WC Leasing is an Independent, middle market lender specializing in financing industrial equipment with Operating, TRAC and Capital leases, backed by more than 20 years of expertise in the environmental and industrial equipment industries. Equipment knowledge, flexibility and creativity in underwriting have led to 80 percent repeat business, a testament to the value we offer. We underwrite on the fundamentals and look to management and business experience when making decisions.

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Traditional Operating Leases

This type of lease can provide the lowest payment and flexibility at the end of the lease. WC Leasing owns and depreciates the equipment and the lessee makes monthly payments for its use during the term of the lease but still maintains an option to purchase at the end of the lease term. Higher residual values usually lower monthly payments below other traditional financing options with the added benefit of no down payment.

TRAC Leases

Terminal Rental Adjustment Clause leases are a specialized form of leasing that may be structured as an Operating Lease achieving many of the same benefits or structured as a Capital Lease. Depending on the structure, the lessee may have the possibility to benefit if the equipment has a higher market value at the end of the lease term than originally planned, in many cases because the lessee has maintained the equipment in good order.

Capital Leases

Capital Leases are often referred to as Finance Leases or “Dollar-Buy-Out” because the lessee owns and depreciates the equipment on their accounting records and there is a nominal price, residual value, to buy the equipment at the end of the lease. WC Leasing provides the structured financing for the term. These leases can have flexible terms, rates, structures and termination options.

Full-Service Leases

These leases are sometimes referred to as Total Cost of Ownership Leases and offer a predictable monthly cost of ownership for your equipment that includes normal maintenance and other items.

Municipal Leases

These specialized financing alternatives are designed to meet the needs of Municipal and Governmental entities qualifying for tax free or reduced taxable rates when funding purchases or leases of equipment.

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